Arch Capital Group Ltd. is a publicly listed company based in Bermuda that specializes in providing a comprehensive range of insurance, reinsurance, and mortgage insurance services globally. The company primarily focuses on specialty lines of insurance and maintains a strong capital base, with approximately $21.1 billion in capital as of December 31, 2023. For the year 2023, Arch Capital reported net premiums written totaling $13.5 billion, demonstrating significant market activity in various sectors including property, casualty, and mortgage insurance. They operate through distinct segments: insurance, reinsurance, and mortgage operations, which are offered in several regions including the United States, Europe, and Asia Pacific.
The company's business model is structured around three main underwriting segments: insurance operations, focusing on specialty property and casualty insurance; reinsurance operations, which emphasize disciplined risk management and capitalizing on underwriting expertise; and mortgage operations that offer products like direct mortgage insurance and reinsurance across multiple international markets. Arch Capital has also expanded its market presence through strategic acquisitions, including recent investments aimed at enhancing its underwriting platforms and diversified product offerings, including participation in government-sponsored credit risk-sharing transactions. This strategic positioning allows them to leverage their financial strength while adapting to dynamic market conditions.