Sierra Bancorp, founded in 2001, operates primarily as a bank holding company for Bank of the Sierra, which provides a comprehensive range of banking services including retail and commercial banking, loans, and deposit accounts across various locations in California. With consolidated assets of approximately $3.7 billion, the company focuses on real estate-backed lending, agricultural loans, and a variety of consumer and commercial banking products, striving to enhance customer service through a blend of traditional banking and modern technology.
The company has seen growth through organic efforts and acquisitions, positioning itself as a key player in its local markets, particularly in the agricultural sector where it has specialized lending units. Its strategy includes maintaining high levels of customer service and a diverse product offering to cater to both individual and business clients, therefore fostering strong client relationships throughout its extensive branch network in California.