Five Star Bancorp operates as a bank holding company through its subsidiary, Five Star Bank, primarily serving small and medium-sized businesses, professionals, and individuals in Northern California. The Bank offers a range of financial products, primarily focusing on commercial real estate loans, commercial loans, and various deposit services through seven branches and digital platforms. With plans to open a new branch in Downtown San Francisco in 2024, the Bank aims to expand its footprint and enhance its service offerings.
The company's mission emphasizes purpose-driven and integrity-centered banking, which underpins its dedication to exceptional customer service. Five Star Bank has established its presence in the Greater Sacramento Area, with a diversified portfolio of loans and deposits amounting to approximately $3 billion each as of the end of 2023. This positions the company well within its regional market and creates opportunities for growth through additional branches and enhanced service delivery.